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FDIC Insurance

The Federal Deposit Insurance Corporation (FDIC) is an agency created by the U.S. Congress to help maintain public confidence in the nation’s financial system.

One of its primary duties is to insure depositors’ accounts in banks. Currently, depositors are insured for at least $250,000.

All checking accounts serviced by Higher One are held at its partner bank(s) and are FDIC insured.

For more information on the FDIC, visit their website at FDIC.gov.



Before Higher One, our students only had one way to get their refunds, and that was by paper check. With Higher One processing refunds for us, it has allowed us to provide more options for our students without having to enter and store student banking information. We also no longer have to handle sorting, stuffing and mailing thousands of checks.Suzanne ClaggettUniversity of West Florida
Higher One’s experience with college students and their focus on serving colleges distinguishes Higher One from all other financial service providers. We really liked the fact that the community college customer base is expanding for Higher One.Carla Chance St. Louis Community College

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