 It is widely believed that a lack of financial literacy in our society was a major factor in the recent financial crisis.
Together, we can help.
Higher One remains committed to helping students learn about banking and finances. In addition to the OneAccount's money management tools, we now offer Financial Intelligence, an online financial literacy course. Financial Intelligence's fully Web-enabled course gives students an interactive, self-paced and substantive experience on the basics of personal finance.
Why Does Financial Literacy Matter?
Temptations abound...
- College students receive an average of 4 phone calls and 5 mailings each month encouraging them to apply for credit cards.1
- The average college student graduated with $3,000 in credit card debt.2
No one talks about it...
- Parents often shy away from discussing personal finance with their children.3
Education is powerful...
- Research shows that people who understand basic financial principles are better at retirement planning, accumulating wealth and avoiding debt.4
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Studies show financial pressure is the leading reason college students drop out.5
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When it comes to financial literacy, simulations and interactive exercises are particularly effective6
Course Features
- Online interactive content
- Realistic examples
- Measurable effectiveness
- Pedagogically solid (Entertaining and educational)
- Flexible learning path
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1 National Postsecondary Student Aid Study (NPSAS)
2 Teaching Financial Literacy Using Game-Based Instruction; Jack A. Naglieri, Ph.D. and Cynthia Wengert, M.Ed.
3 Charles Schwab
4 U.S. Department of Education
5 Anna Maria Lusardi, Ph.D., Professor of Economics at Dartmouth College and Editor of Overcoming the Savings Slump: How to Increase the Effectiveness of Financial Education and Savings Programs
6 The Financial Literacy of Young American Adults; Lewis Mandell, Ph.D
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Financial Intelligence
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