Student financial literacy efforts tackle the most common personal finance blunders

From managing loans to controlling spending, many college students find themselves dealing with a host of financial responsibilities for the very first time. And it’s not uncommon for them to trip up.

Campus financial literacy programs can help students steer clear of some of their most common financial mistakes. The challenge for educators is to find creative and clever ways to get their attention.

Even a fun title for a financial literacy course helps. For instance, at Adelphi University in New York, business professor Rakesh Gupta teaches the first-year seminar “Your Money and Your Life.” Gupta, formerly the dean of Adelphi’s Robert B. Willumstad School of Business, developed the course a decade ago with a grant from the Citigroup Foundation. Like other university faculty members and administrators pushing financial literacy nationwide, Gupta aims to show students that good financial decisions and a good life go hand in hand.

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