April is Financial Literacy Month, a time to highlight the importance of financial literacy and encourage Americans to learn and establish healthy financial habits. This month, many corporations, government agencies and financial institutions will promote resources and launch educational initiatives aimed at improving Americans’ financial health—- and many people could use the help.

Understanding finance is more important than ever. Over the past five to six years Americans have lived through the worst financial crisis since the Great Depression, experienced the worst chronic unemployment in six decades, and collectively lost $16 trillion in household wealth. These realities have only emphasized why learning about personal finance is a necessity.

A recent study by the education technology company EverFi and sponsored by Higher One found that students who were taught financial literacy education in high school scored significantly higher than their peers on financial knowledge questions and are more responsible when it comes to money.

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